Last updated: September 5, 2026
These Terms of Use (“Terms”) govern your access to and use of the Ronin Financial Group (“Ronin,” “we,” “us,” or “our”) website, online application tools, calculators, communications, and related services. By accessing or using the website, you agree to these Terms. If you do not agree, do not use the website.
1. Eligibility and Authority
You must be at least 18 years old and legally capable of entering into a binding agreement to use our services. If you submit information for a business or another person, you represent that you are authorized to do so.
2. Financing Requests and Applications
You may request financing or submit an application without creating an account. You agree that all information and documents you provide will be accurate, complete, current, and not misleading. You are responsible for promptly correcting material changes or errors.
Submitting a request or application does not guarantee approval, funding, a particular rate, payment, term, or financing structure. Any financing is subject to verification, underwriting, credit approval, documentation, and the requirements of the applicable lender or financing provider.
Ronin may facilitate financing requests and share application information with prospective lenders, financing providers, vendors, and service providers as described in our Privacy Policy. A credit inquiry will be requested only in accordance with an authorization presented to you in the application process or otherwise provided by you.
3. Estimates and Website Information
Calculators, examples, payment illustrations, eligibility descriptions, approval-time estimates, and other website information are provided for general informational purposes only. They are not offers, commitments, credit decisions, or guarantees. Actual rates, fees, payments, terms, approval requirements, and funding times vary by applicant, transaction, lender, and program.
Website content may be changed or corrected at any time. Although we aim to provide useful and current information, we do not warrant that every description, estimate, or item of content is complete, accurate, or available at all times.
4. Electronic Communications and Signatures
When you communicate with us electronically, you agree that we may respond using the contact information you provide. Electronic signatures, records, and disclosures used in an application or transaction are subject to any additional consent and disclosure terms presented during that process. You are responsible for retaining copies of records important to you.
5. Acceptable Use
You may use the website only for lawful purposes. You may not:
- submit false, fraudulent, unauthorized, or misleading information;
- impersonate another person or misrepresent your authority;
- attempt to gain unauthorized access to accounts, systems, data, or website functionality;
- introduce malicious code, interfere with website operation, or evade security measures;
- use automated tools to scrape, copy, overload, or misuse the website without written permission; or
- use website content or services in a manner that violates applicable law or another party’s rights.
We may restrict or suspend access when reasonably necessary to protect users, systems, data, or legal rights.
6. Intellectual Property
The website and its content—including text, graphics, logos, design elements, software, and other materials—are owned by or licensed to Ronin and are protected by applicable intellectual-property laws. Ronin grants you a limited, revocable, non-exclusive right to use the website for your own lawful business purposes. No other rights are granted.
7. Third-Party Providers and Links
The website may reference, integrate with, or link to third-party lenders, financing providers, vendors, or technology services. Third parties operate under their own terms and privacy practices. Ronin is not responsible for a third party’s website, systems, decisions, products, services, or performance.
8. No Professional Advice
Website content does not constitute legal, tax, accounting, or investment advice. You should consult qualified advisers regarding your particular circumstances and review all transaction documents before entering into a financing arrangement.
9. Disclaimer of Warranties
To the fullest extent permitted by law, the website and its content are provided “as is” and “as available.” Ronin disclaims warranties of merchantability, fitness for a particular purpose, title, non-infringement, and uninterrupted or error-free operation. Some jurisdictions do not permit certain warranty exclusions, so portions of this section may not apply to you.
10. Limitation of Liability
To the fullest extent permitted by law, Ronin and its affiliates, officers, employees, and service providers will not be liable for indirect, incidental, special, exemplary, punitive, or consequential damages, or for lost profits, revenue, data, or business opportunities arising from or related to the website or these Terms. Nothing in these Terms excludes liability that cannot lawfully be excluded or limited.
11. Governing Law
These Terms are governed by the laws of the State of California, without regard to conflict-of-law principles. Any dispute will be subject to applicable law and the jurisdiction of a court with authority over the matter.
12. Changes to These Terms
We may update these Terms periodically. The “Last updated” date above indicates the most recent revision. Your continued use of the website after revised Terms become effective means you accept the revised Terms.
13. Severability and Entire Agreement
If any provision of these Terms is found unenforceable, the remaining provisions will remain in effect. These Terms, together with the Privacy Policy and any additional disclosures or agreements presented for a specific application or transaction, constitute the agreement governing your use of the website.
14. Contact Us
Ronin Financial Group
2675 Junipero Avenue, Suite 700
Signal Hill, CA 90755
Email: admin@roninfinancialgrp.com
Phone: (833) 477-6646
These Terms are general website terms and are not a substitute for transaction-specific documents or legal advice. Financing agreements and provider disclosures control if they conflict with general website content.